Oregon Closing Costs (2026)
Last updated: 2026-04-04
Average total closing costs
$7,200
Median home price
$500,000
Use the fee-by-fee breakdown below to benchmark every line item on your Oregon Closing Disclosure. Each page shows the typical range, red flags, and whether the fee is negotiable in Oregon.
Already have your Closing Disclosure?
Find overcharges and get a negotiation email in 60 seconds. Most Oregonbuyers save $1,500–$3,000.
Oregon fee-by-fee benchmarks
Origination Fee
Negotiable · Section A
Processing Fee
Negotiable · Section A
Underwriting Fee
Negotiable · Section A
Title Insurance
Negotiable · Section C
Appraisal Fee
Non-negotiable · Section B
Recording Fee
Non-negotiable · Section E
Transfer Tax
Non-negotiable · Section E
Attorney Fee
Negotiable · Section C
Courier Fee
Negotiable · Section H
Credit Report Fee
Non-negotiable · Section B
Flood Certification Fee
Non-negotiable · Section B
Tax Service Fee
Non-negotiable · Section B
Wire Transfer Fee
Negotiable · Section H
Document Preparation Fee
Negotiable · Section A
Closing costs in nearby states
Related guides
You have 3 days to review your Closing Disclosure.
Federal law gives you 72 hours to push back before you sign. Every fee is cross-referenced against Oregon benchmarks and the negotiation email is drafted for you.
Most Oregonbuyers find $1,500–$3,000 in negotiable fees.
From $29· Results in 60 seconds