Average Transfer Tax in Florida (2026 Data)
Last updated: 2026-04-04
Florida transfer tax benchmark
| Range | Low | Typical | High | Flag Above |
|---|---|---|---|---|
| Transfer Tax | $0.00/thousand | $2.00/thousand | $10.00/thousand | $15.00/thousand |
Based on Florida closing cost data. Median home price: $413,000. Rates shown per $1,000 of coverage or sale price.
What the transfer tax covers
Transfer taxes (also called deed stamps, documentary stamps, or excise taxes) are taxes imposed by state, county, or city governments when real property changes hands. The tax is typically calculated as a rate per thousand dollars of the sale price. Transfer taxes appear in Section E of your Closing Disclosure.
Transfer tax rules vary enormously by state. About 13 states impose no transfer tax at all (including Texas, Indiana, and Wyoming). Others charge modest rates ($1 to $3 per thousand). A few states and cities have very high rates — New York City's combined transfer taxes can exceed 2% of the sale price.
This fee appears in Section E — Taxes and Other Government Fees of your Closing Disclosure.
Is the transfer tax negotiable in Florida?
Transfer taxes in Florida are set by law and non-negotiable. They are customarily paid by the seller. Who pays can be renegotiated in the purchase contract.
Florida note
Florida documentary stamp tax on the deed: $0.70 per $100 of purchase price statewide (F.S. § 201.02). Miami-Dade County exception: $0.60 per $100 base; the additional $0.45 per $100 surtax applies ONLY to non-single-family residential property (commercial, condos, vacant land) — a single-family home in Miami-Dade is taxed at $0.60 only, not $1.05. Florida also charges a separate documentary stamp tax on the mortgage/note: $0.35 per $100 of loan amount (F.S. § 201.08), paid by the buyer. Florida nonrecurring intangible tax on new mortgages: $0.002 per $1 of mortgage amount (0.2%, F.S. § 199.133), paid by the buyer. Documentary stamps on the deed are traditionally paid by the seller. The doc stamp on the mortgage/note ($0.35/$100) and the intangible tax (0.2%) are paid by the buyer. These are statutory and cannot be negotiated away. VA loan holders with a certificate of eligibility may be exempt from intangible tax. Refinances: intangible tax applies only to any net new principal above the existing unpaid balance.
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Red flags: signs your transfer tax is inflated
Transfer tax rate doesn't match the published state or county rate for your jurisdiction
Transfer tax charged in a state that has no transfer tax
Buyer is being charged a transfer tax that is customarily paid by the seller in that state
City or county transfer tax is missing when the jurisdiction imposes one
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Transfer Tax questions
Does every state have a transfer tax?
No. About 13 states have no transfer tax at any level — including Texas, Indiana, Wyoming, Montana, Idaho, Mississippi, Missouri, New Mexico, North Dakota, Utah, Alaska, Louisiana, and Oregon.
Who pays the transfer tax — buyer or seller?
It depends on the state and the contract. In many states, the seller customarily pays. In others, it's the buyer or split. The purchase contract can override local custom, so check your agreement.
Can transfer taxes be negotiated?
The tax rate itself cannot be negotiated — it's set by law. But who pays it can be negotiated in the purchase contract. Some buyers successfully negotiate for the seller to cover transfer taxes as a concession.
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